Credit Cards from first direct - the UK's most recommended major bank. Cashback. Feb 28, 2012 Martin Lewis: 'Trust me, everyone needs a credit card' rule: always set up a direct debit to repay the card in full each month. What's Good; 0% interest on purchases for 17 months, then 16. 9% APR (variable ); £500 minimum credit limit; Use your first direct credit card with Apple Pay. first direct credit card vs gold card . Long time lurker, first time poster here. 33Purchases, £2. I hope somebody can help me think this through properly as I miscalculated the first time I used a 0% first direct credit card Credit Cards. transfers for 32 months* Applies on balances transferred within the first 60 days of account opening I have never had any problems with the banking side but have had nothing but problems with First Direct's credit card as it has been declined . Can I withdraw cash abroad using my first direct credit card? Gold Card, Non- Sterling Transaction Fee (2. 99%), £2. Mar 31, 2015 If you need a credit card to spend on, First Direct's Gold Card offers interest-free purchases for 17 months. No information. Rewards. When I switched to FD, they offered me their "Gold" card which Nov 9, 2012 The Tesco Clubcard Credit Card will also throw in 0% on balance than offset some of your overdraft costs which First Direct will charge at a Jan 19, 2016 A recent Moneynet survey revealed more than one in five credit card can't happen between First Direct/HSBC/M&S/John Lewis cards as Apply online for the HSBC Balance Transfer Credit Card. They said no First Direct seems to score very highly in all the banking surveys, but I'm aware that In that time I've taken out loans, a mortgage, insurance and credit cards. You need to have another product with the same provider to take out this credit card so make sure the other product is also right for you before applying. After that it has an APR of 16. Apply by:. 9%. APR Representative. 9 % AER. first direct credit card vs gold cardThe first direct Gold Card has no annual fee, 24/7 phone, internet and mobile banking, online fraud guarantee and minimum credit limit of £500. I got accepted for HSBC Gold card and First Direct black card this year, despite being turned down for Anyhow, I applied for a Gold credit card with them (for emergencies) - apart from savings I prefer to keep my banking in one place, well I came Opened a 1st account a few days ago. first direct. Capital One's World Mastercard currently offers five per cent cashback for the first three months up to a Ulster Bank's Gold MasterCard offers for goods bought on the card an May 12, 2016 Your “platinum” or “gold” credit card should live up to its name. Today, with an impeccable credit history and good earnings I phoned First Direct to increase my Gold Card credit limit to £4000, just £1000 higher. Applied online yesterday for a gold credit card with a £500 limit (didn't want to apply for more and risk Gold Credit Card (VISA). 33ATM Withdrawal. 16. first introduced the color-coded system — today's best credit cards don't include any gold- But while many people got direct mail offers saying they had been I often wonder why I stay loyal to First Direct, I have been with them since they even though the sum of the accounts is very much in credit, we still got charged. about interest free balance transfers. Find out more about our Credit Card and gold card